As a first time home buyer and in a particularly unpredictable and challenging market, Gary was an amazing professional to have by my side. He went above and beyond simply getting me a mortgage but provided guidance and advice on my overall financial planning and helped me navigate some pretty turbulent waters. More than a mortgage it was a learning experience for me as he had insights on government policies, the marketplace and strategies we could use to improve my financial standing. I would highly recommend Gary to anyone and particularly first time home buyers. Thanks Gary!