5 Finance Tips To Accomplish This Year

Author: Gary Corriveau | Categories: Business Owner Mortgage , Certified Financial Planner , Commercial Mortgage

Blog by Mortgages with Gary


Many of us are thinking about our financial goals for this year. Whether you are looking to buy your first home, refinance your mortgage, or simply improve your financial situation, there are certain steps you can take to set yourself up for success in the new year. In this blog post, we will share 5 finance tips to help you this year, and how we can help you achieve your goals.


1. Create a Budget

The first step to improving your finances is to create a realistic budget. This will help you track your expenses, identify areas where you can cut back, and save money for your financial goals. Start by listing all of your monthly expenses, including your mortgage or rent, utilities, groceries, and entertainment. Then, compare your total expenses to your income to see where you stand. If you are spending more than you are earning, it may be time to make some changes.

2. Pay Down Debt

If you have high-interest debt, such as credit card debt, it is important to prioritize paying it off. This will not only save you money in interest charges, but it will also improve your credit score. Consider consolidating your debt with a lower interest loan or line of credit, which we can help you with.

3. Save for Emergencies

It is important to have an emergency fund in case of unexpected expenses, such as car repairs or medical bills. Aim to save at least three to six months’ worth of living expenses in an easily accessible savings account.

4. Review Your Insurance Policies

Review your insurance policies to make sure you have adequate coverage for your home, car, and other assets. We can provide access to expert advice on insurance to ensure you have the right coverage at the right price.

5. Refinance Your Mortgage

If you are a homeowner with a high-interest mortgage, consider refinancing to take advantage of lower interest rates. This can help you save money on your monthly payments and pay off your mortgage faster. We can help you find the best refinancing options available.


Taking control of your finances is a great way to start the new year off right. Whether you are looking to create a budget, pay down debt, save for emergencies, review your insurance policies, or refinance your mortgage, we can help you achieve your financial goals.

Contact us today to learn more about how we can help you. To get in touch with us, please click here or call us at (519) 668-9739